Hyderabad, How to remove Bank Hypothecation without agent?

[mit1682]

Received form 35 and NOC from SBI on 06 Feb 2021. I was happy that loan closed but next challenge was how to contact RTO of hypothecation removal.

 

Searched on internet and there was mixed response. 

 

Contacted few agents, they quoted me charges ranging from 1200 to 2500 based on how urgent we need it.

 

But decided to give a try by myself. Searched on net and found below link, 

 

https://www.transport.telangana.gov.in/html/registration-hptermination.html

 

 

Once you will click it, it will redirect to other link shown as below

 

https://tgtransport.net/tgcfstonline/Registration/RegistrationOnline.aspx?Trans=HAT

 

 

click on Hypothecation/ Hire Purchase/ Lease Termination

 

If you have original RC then click on YES. Then below window will be open

 

 

Once you will type above details, in next window you will get your full details. I was not sure whose number to be typed at financer mobile number i typed mine alternate number and it worked 😆. Once click you will be directed to slot booking window (image only for ref)

 

Click on available slot. Once that is done you will be asked to pay charges. (image just for ref) fees is around 635. Take print out of it (important)

 

 

Once all done take below document to respective RTA. Below documents required

 

1. Original RC

2. Printout of slot booking form

3. Form 35, 2 nos (original)

4. NOC from bank (original)

5. Valid insurance (Xerox)

6. Aadhar (Xerox)

7. One small polythene pouch to keep original RC in it. At RTA they are charging Rs 5. And for printout it is Rs 10

 

also keep below doc in case they want (not asked to me)

1. PUC Xerox

2. PAN card Xerox

3. Residence proof

 

In my case it was RTA Rangareddy. Mine slot booking was on 12 Feb 2021 01:40 to 01:50

 

Reached there around 12. Agents started chasing me. But i decided not to pay attention. Went to window No 4. Waited for 10 min.

 

Officer took my documents checked for 30 seconds and issued me slip. Asked me to go to window 6 for photo.

 

Went to window 6 waited for 10 min. officer took my slip, done some typing on screen took my photo and signature. And told me that RC will be received via post.

 

Everything done in 30 min of time, no agent. 

 

Mine application is approved on same day. Now waiting for RC😏

 

 

 

[Gowtham]

Thank you for sharing the helpful information. Featuring the topic. 
Doing things in RTO is never an easy task(without agent).

Hope they wont delay your RC.

[Naveen1]

Shared it with my friend who is looking to remove hypothecation for his bike. It is like a guide thank you.

[sagar]

Thanks a lot for sharing this valuable post. This is very much in detail. Did the officer mention about any particular timeline by when would it be received?

[mit1682]

13 hours ago, sagar said:

Thanks a lot for sharing this valuable post. This is very much in detail. Did the officer mention about any particular timeline by when would it be received?

Officer pointed finger to sky and told me it will come by post 🤣

[Gowtham]

On 2/16/2021 at 10:36 PM, mit1682 said:

Officer pointed finger to sky and told me it will come by post

 

Haha, this can be tricky. I have heard cases of not receiving RC. Hopefully you should receive. Now the wait game begins. 

[Raider]

Thank you for sharing. I had closed my car loan in September of last year but did not remove the Hypothecation as I thought i had to go through the broker. You post motivated me to apply online and today I went to the RTA and submitted the documents. Wating for the approval. 

[mit1682]

5 hours ago, Raider said:

Thank you for sharing. I had closed my car loan in September of last year but did not remove the Hypothecation as I thought i had to go through the broker. You post motivated me to apply online and today I went to the RTA and submitted the documents. Wating for the approval. 

Are you waiting for RC? You need not to wait. Once you receive document receipt slip that means it is approved. You can check it online also.

[Raider]

19 hours ago, mit1682 said:

Are you waiting for RC? You need not to wait. Once you receive document receipt slip that means it is approved. You can check it online also.

Thank you. Yes it is approved. Whee I checked in the afternoon it was in pending approval but now it says it is approved and RC needs to be printed. Thank you once again. 

Edited February 21, 2021 by Raider

[Ashwhatelse]

Thanks @mit1682 Its very helpful post. exactly what i was looking for. I have to remove my car's hypothecation. few queris i have.

My car is in banagalore and i am not planning to bring it in hyderabad only for this. Hope its ok.

I have NOC and Form 35 from SBI but its 4 month old? Do i need to  get it re-issued as i heard there is 3 month validity

I am coming just for this work- is there any other things i need to take  care of before planning this trip.

[mit1682]

7 hours ago, Ashwhatelse said:

Thanks @mit1682 Its very helpful post. exactly what i was looking for. I have to remove my car's hypothecation. few queris i have.

My car is in banagalore and i am not planning to bring it in hyderabad only for this. Hope its ok.

I have NOC and Form 35 from SBI but its 4 month old? Do i need to  get it re-issued as i heard there is 3 month validity

I am coming just for this work- is there any other things i need to take  care of before planning this trip.

You need not be bring you car. Only your presence required. I have done hypotication removal next day after getting documents, so I don't have idea about document validity. No other documents required apart from mentioned above.

[Raider]

15 hours ago, Ashwhatelse said:

Thanks @mit1682 Its very helpful post. exactly what i was looking for. I have to remove my car's hypothecation. few queris i have.

My car is in banagalore and i am not planning to bring it in hyderabad only for this. Hope its ok.

I have NOC and Form 35 from SBI but its 4 month old? Do i need to  get it re-issued as i heard there is 3 month validity

I am coming just for this work- is there any other things i need to take  care of before planning this trip.

 Please see my comment above. I had closed the loan in September of last year and submitted yesterday. Had not issues and they accepted it.

[Ashwhatelse]

6 hours ago, Raider said:

 Please see my comment above. I had closed the loan in September of last year and submitted yesterday. Had not issues and they accepted it.

Right so your NOC was 1 year old too. Thank You for re-confirming. 👍

[krantee]

Nice information Bro, it is very useful for all

[Ashwhatelse]

@mit1682 Friends, I was trying to book the slot online. After updating the registration details and financier details, when i confirm on the page, it will take me to summary page where there is only 3 option Edit, Save, Clear but its not taking me to calendar booking page as mentioned above. Have tried from all browsers. what could be an issye? please suggest.

 

 

[mit1682]

34 minutes ago, Ashwhatelse said:

@mit1682 Friends, I was trying to book the slot online. After updating the registration details and financier details, when i confirm on the page, it will take me to summary page where there is only 3 option Edit, Save, Clear but its not taking me to calendar booking page as mentioned above. Have tried from all browsers. what could be an issye? please suggest.

 

 

Click NO at is same financier continued option. Put your any other number as financier number. Check this and hope it works. I have done same

[Ashwhatelse]

3 hours ago, mit1682 said:

Click NO at is same financier continued option. Put your any other number as financier number. Check this and hope it works. I have done same

Tried bro, its not working. Not sure what is the issue. pop blocker is also allowed.

 

[Raider]

I too ran into the same and seems to be a bug in the website.  Start the process again and it will get you to the slot booking screen.  

On 2/25/2021 at 6:06 PM, Ashwhatelse said:

Tried bro, its not working. Not sure what is the issue. pop blocker is also allowed.

 

 

[Raider]

@mit1682Did you receive your RC card yet?

[mit1682]

On 3/1/2021 at 11:36 PM, Raider said:

@mit1682Did you receive your RC card yet?

Only status says card printed. Waiting for dispatch details

[Raider]

On 3/3/2021 at 7:30 PM, mit1682 said:

Only status says card printed. Waiting for dispatch details

Ok. Thansk. Mine still says approved and it is not yet printed. 

[mit1682]

1 hour ago, Raider said:

Ok. Thansk. Mine still says approved and it is not yet printed. 

Today's status is dispatched😀

[mit1682]

Received RC on 08/03/2021😀

[Raider]

I see mine is printed today. Cant wait to get the updated one.

[karthik]

This is so helpful. Completed my loan last month. I will try to do it on my own. 

[DineshSingh]

On Form 35 signature of the owner should be ours right. If so should it be signed in presence of officer at RTA or at home itself we should sign at two places of Form 35.

Because my financer i.e. SBI has has given me Form 35 with their signature and stamp. 

 

[Vishu Varanasi]

On 2/13/2021 at 3:10 PM, mit1682 said:

Received form 35 and NOC from SBI on 06 Feb 2021. I was happy that loan closed but next challenge was how to contact RTO of hypothecation removal.

 

Searched on internet and there was mixed response. 

 

Contacted few agents, they quoted me charges ranging from 1200 to 2500 based on how urgent we need it.

 

But decided to give a try by myself. Searched on net and found below link, 

 

https://www.transport.telangana.gov.in/html/registration-hptermination.html

 

 

Once you will click it, it will redirect to other link shown as below

 

https://tgtransport.net/tgcfstonline/Registration/RegistrationOnline.aspx?Trans=HAT

 

 

click on Hypothecation/ Hire Purchase/ Lease Termination

 

If you have original RC then click on YES. Then below window will be open

 

 

Once you will type above details, in next window you will get your full details. I was not sure whose number to be typed at financer mobile number i typed mine alternate number and it worked 😆. Once click you will be directed to slot booking window (image only for ref)

 

Click on available slot. Once that is done you will be asked to pay charges. (image just for ref) fees is around 635. Take print out of it (important)

 

 

Once all done take below document to respective RTA. Below documents required

 

1. Original RC

2. Printout of slot booking form

3. Form 35, 2 nos (original)

4. NOC from bank (original)

5. Valid insurance (Xerox)

6. Aadhar (Xerox)

7. One small polythene pouch to keep original RC in it. At RTA they are charging Rs 5. And for printout it is Rs 10

 

also keep below doc in case they want (not asked to me)

1. PUC Xerox

2. PAN card Xerox

3. Residence proof

 

In my case it was RTA Rangareddy. Mine slot booking was on 12 Feb 2021 01:40 to 01:50

 

Reached there around 12. Agents started chasing me. But i decided not to pay attention. Went to window No 4. Waited for 10 min.

 

Officer took my documents checked for 30 seconds and issued me slip. Asked me to go to window 6 for photo.

 

Went to window 6 waited for 10 min. officer took my slip, done some typing on screen took my photo and signature. And told me that RC will be received via post.

 

Everything done in 30 min of time, no agent. 

 

Mine application is approved on same day. Now waiting for RC😏

 

 

 

Thank you. This helps. Points to note:

1. One can't choose their RTA branch. The system will automatically select it

2. PUC photocopy must for non-BS6 vehicles

3. My work got done in ±650/-

4. The field "Financier's mobile number" doesn't accept JIO mobile numbers (numbers starting with '6300')

Edited June 25, 2022 by Vishu Varanasi
Added an important point

[JaypalReddy]

This post was really helpful, thank you @mit1682 for creating such a detailed post with screenshots at every step. It helped me in applying for removing Bank Hypothecation.

PUC copy is mandatory for vehicles while applying.

[DileepK]

Hi,

Thanks for the wonderfull post.This is really helpful.

I am filling the online application and what should i mention in Financier's mobile number  ,I have the landnumber of SBI branch but not mobile.

Thanks,
Dileep.

[ANG]

Hi, I see that your RTO office was RTA Rangareddy and your registration number therefore must start with TS07. It's the same case for me, however could you please confirm if you visited RTO office in Kondapur or, the Attapur office? I would really like to visit Kondapur office as Attapur office is too far from my residence. Thank you.

[ANG]

Hi, I see that your RTO office was RTA Rangareddy and your registration number must therefore start with TS07. It's the same case with me, however could you please confirm if you visited RTO office in Kondapur or Attapur? I would really like to visit Kondapur office as the Attapur office is too far from my residence, but I think Kondapur office doesn't have Hypothecation Termination facility. Is it true?

Thank you.

[mit1682]

On 11/12/2022 at 6:40 PM, ANG said:

Hi, I see that your RTO office was RTA Rangareddy and your registration number must therefore start with TS07. It's the same case with me, however could you please confirm if you visited RTO office in Kondapur or Attapur? I would really like to visit Kondapur office as the Attapur office is too far from my residence, but I think Kondapur office doesn't have Hypothecation Termination facility. Is it true?

Thank you.

For hypothecation removal you need to visit RTA Rangareddy. The facility not available at Kondapur. 

[ANG]

1 hour ago, mit1682 said:

For hypothecation removal you need to visit RTA Rangareddy. The facility not available at Kondapur. 

Thank you.

[dfnfwgew]

While I'm trying to book the slot, it's asking me to enter application number? Any idea?

[dfnfwgew]

On 2/13/2021 at 3:10 PM, mit1682 said:

Received form 35 and NOC from SBI on 06 Feb 2021. I was happy that loan closed but next challenge was how to contact RTO of hypothecation removal.

 

Searched on internet and there was mixed response. 

 

Contacted few agents, they quoted me charges ranging from 1200 to 2500 based on how urgent we need it.

 

But decided to give a try by myself. Searched on net and found below link, 

 

https://www.transport.telangana.gov.in/html/registration-hptermination.html

 

 

Once you will click it, it will redirect to other link shown as below

 

https://tgtransport.net/tgcfstonline/Registration/RegistrationOnline.aspx?Trans=HAT

 

 

click on Hypothecation/ Hire Purchase/ Lease Termination

 

If you have original RC then click on YES. Then below window will be open

 

 

Once you will type above details, in next window you will get your full details. I was not sure whose number to be typed at financer mobile number i typed mine alternate number and it worked 😆. Once click you will be directed to slot booking window (image only for ref)

 

Click on available slot. Once that is done you will be asked to pay charges. (image just for ref) fees is around 635. Take print out of it (important)

 

 

Once all done take below document to respective RTA. Below documents required

 

1. Original RC

2. Printout of slot booking form

3. Form 35, 2 nos (original)

4. NOC from bank (original)

5. Valid insurance (Xerox)

6. Aadhar (Xerox)

7. One small polythene pouch to keep original RC in it. At RTA they are charging Rs 5. And for printout it is Rs 10

 

also keep below doc in case they want (not asked to me)

1. PUC Xerox

2. PAN card Xerox

3. Residence proof

 

In my case it was RTA Rangareddy. Mine slot booking was on 12 Feb 2021 01:40 to 01:50

 

Reached there around 12. Agents started chasing me. But i decided not to pay attention. Went to window No 4. Waited for 10 min.

 

Officer took my documents checked for 30 seconds and issued me slip. Asked me to go to window 6 for photo.

 

Went to window 6 waited for 10 min. officer took my slip, done some typing on screen took my photo and signature. And told me that RC will be received via post.

 

Everything done in 30 min of time, no agent. 

 

Mine application is approved on same day. Now waiting for RC😏

 

 

 

what we have to enter in Application number?

[tirupatibs]

Got the hypothecation removed today (29/12/22) without help of any agent etc. I made sure all the documents are available with me as descripted in this post.

Didn't expect the process to be so smoother, agents are looting people in the name of help  

Edited December 30, 2022 by tirupatibs
Status of application

[Rohit1245]

Hi Everyone , do we need active PA OWNER DRIVER , insurance coverage to remove the hypothecation ? i have third part coverage insurance but my "own damage" and PA owner coverage have been expired . Can someone help in clarifying this please ? Thank you !

[Vijayraj]

@mit1682 after hypothecation removal,the application is approved and printed but not received the physical card yet.i have checked in RTA m-wallet application,in that still i can see hypothecated to: financier name.

Will i get the same in the physical card or will it be removed.

 

 

[mit1682]

On 4/17/2023 at 9:14 PM, Vijayraj said:

@mit1682 after hypothecation removal,the application is approved and printed but not received the physical card yet.i have checked in RTA m-wallet application,in that still i can see hypothecated to: financier name.

Will i get the same in the physical card or will it be removed.

 

 

Hi @Vijayraj Once your hypothecation request is approved, you will see blank space in front line Hypothecated to. If still you face issue, contact customer care. In my case bank name is removed. 

[Siddharth]

thanks for the post, can someone tell me what's RTA Rangareddy? does it refer to RTO Attapur office? i have a slot for tomorrow for this at RTA Rangareddy so wanted to confirm. THe website just says to visit RTA Rangareddy so getting confused . Is it the one at Rajendra Nagar or RTA Attapur will work? thanks

[Siddharth]

On 11/12/2022 at 6:40 PM, ANG said:

Hi, I see that your RTO office was RTA Rangareddy and your registration number must therefore start with TS07. It's the same case with me, however could you please confirm if you visited RTO office in Kondapur or Attapur? I would really like to visit Kondapur office as the Attapur office is too far from my residence, but I think Kondapur office doesn't have Hypothecation Termination facility. Is it true?

Thank you.

Which office did you visit? RTA Attapur? i am in the same boat hence checking

[mit1682]

On 6/30/2023 at 8:35 PM, Siddharth said:

Which office did you visit? RTA Attapur? i am in the same boat hence checking

Hi Siddharth, my car is TS07 hence i visited RTA Rangareddy. But process will be same for all RTA.

[sankalpk]

Thank you for this thread. Sharing my experience with the process:

• Booked slot online after receiving NOC Letter + 2 Signed & Stamped copies of the Form 35 from Financier (VWFS)
  • During booking, the financier mobile number field I had to fill incorrectly to get the system to accept it
    • VWFS has a 022 Mumbai number, no Mobile number, and that form wants something that starts with 7 or 8 or 9 I think,
      so I went with 9122... followed by as many digits of the vwfs landline number as could fit --- hope this doesn't cause any trouble later
• Choice of Center / RTA Office was made by system: RTA Rangareddy (Attapur) for TS07 vehicle
• Payment done online after confirming booking slot

 

Cost: ₹635 (no more payment needed at any point once you pay this amount online after booking slot)

 

On the day of appointment:

• Arrived at RTA Rangareddy 15 minutes before the time of appointment
• Prepared Submission
  • Got ₹2 polythene packet available at nearby Xerox stores
  • Put RC in the poly packet
  • Stapled items in the following order (as told by the officer on Counter 4):
    • Original RC to be surrendered to RTA (staple through the small polythene packet so RC doesn't fall out)
    • Printout Slot Booking Confirmation
      As per instructions from Officer at Counter 4, on the booking confirmation printout:
      • Did the applicant / vehicle owner's signature (my signature)
      • Wrote the appointment date
    • Original NOC Letter from Financier
    • Original 2 copies of Form 35 stamped sealed + signed, provided by Financier with date + applicant / owner signature done on both of them
    • Xerox/Print Valid Insurance
      • my insurance is expiring just 2 days after appointment date, so
        I attached both current + upcoming new insurance policy printout to be on safer side
    • Xerox valid PUC
    • Xerox/Print ID Proof (I submitted masked Aadhar)
• Went to Counter 4 (designated counter for RC reissue for Hypothecation Removal)
  • Very less waiting time / queue, at 1pm... Total interaction took less than 5 minutes
• Officer at Counter 4 accepted the submission and gave a green coloured receipt mentioning
  • Date of Application Received
  • Application No.
  • Receipt No.
  • Vehicle Registration No.
  • Applicant Name
• Officer instructed to take green receipt to Counter 6 and get Photo + Signature done
• Went to Counter 6 and got in queue... took total of less than 10 minutes
• Officer at Counter 6 (Khaki Police Uniform) asked for
  • Green Receipt from Counter 4
  • ID Proof Original (showed Driver's Licence)
• Got photograph taken (you have to stand back, look into camera)
• Signed the digital pad using the pen attached to it
• DONE Officer at Counter 4 said new RC will be posted to the address on the old RC
  Update: I called them 2 days later and re-confirmed shipping address of new RC, and they said the same --- it will be sent to the address on the old RC
  • Reason for doubt is that my Address on Aadhar (submitted ID/Address proof) is different than the address on old RC
  • Will update here once RC is received

Status of application can be checked at https://tgtransport.net/TGCFSTONLINE/OnlineTransactions/OnlineApplicationStatus.aspx

if it has Module: LICENCE pre-filled and un-editable, click on ONLINE TRANSACTIONS > REGISTRATION > APPLICATION STATUS to fix.
 

2 hours after submission "Application Processed At RTA Office And Pending For Approval"

4 hours after submission "Application Is Approved, Sent For Registration Card Printing".

6 hours after submission "Registration Certificate Is Printed And Awaiting For Dispatch"

11 hours after submission "Registration Certificate Has Printed And Dispatched With EMS No: XXXXXXXXXXXXX"

(damn these guys are fast!)

Note: EMS Tracking Number provided is "Not Found" at https://www.indiapost.gov.in/_layouts/15/dop.portal.tracking/trackconsignment.aspx even after 36 hours since the dispatched update on Telangana Transport status page.
I called RTA Attapur and they said it can take time to reflect in India Post Site.

 

---

I am keeping the Green Receipt with me in the car to show any traffic police instead of the RC.
Original RC in digital form is there in DigiLocker & M-Wallet apps, if needed.

Edited August 23 by sankalpk
Add one step

[sankalpk]

On 5/11/2022 at 5:20 PM, DineshSingh said:

On Form 35 signature of the owner should be ours right. If so should it be signed in presence of officer at RTA or at home itself we should sign at two places of Form 35.

Because my financer i.e. SBI has has given me Form 35 with their signature and stamp. 

 

Vehicle Owner’s signature. Signature doesn’t need to be done in presence of officer. Sign and submit the same Form 35s given to you by financier.

[sankalpk]

On 8/21/2023 at 3:21 PM, sankalpk said:

EMS Tracking Number provided is "Not Found"

It began to show in the India Post tracking as promised (took around 3-4 days since the "dispatched" update on Telangana Transport website).

 

On 8/21/2023 at 3:21 PM, sankalpk said:

new RC will be posted to the address on the old RC

This is the case. New RC has been shipped to the address on the old RC. It doesn't matter what it says on the ID/address proof document you submit (e.g. Aadhar).

[mit1682]

@sankalpk happy to see my blog helping people 😄

[sankalpk]

On 8/21/2023 at 3:21 PM, sankalpk said:

hope this doesn't cause any trouble later

input provided in the financier mobile number field while booking the appointment has no use anywhere in the rest of the process. If your financier's contact number is not accepted by the form (it doesn't accept landline, for example) just fill whatever you can, or whatever you want to.